There is a serious risk when you have a modest insurance policy that you are going to have to pay a lot of money out of pocket for procedures. That is a fear that a lot of patients hold, which is why they will sometimes put off doctors’ appointments as they are not sure they want to be told that they have to get surgery or some other procedure done. But if you know that something has to get done as soon as possible, you will want to know that you are ready to face that issue.
Say you are in line to see a colon surgeon in Mount Pleasant. You will be wondering how you can do so on your existing insurance. The good news is that all you are going to have to do is talk to your primary care provider. They are going to be the ones who will liaise with the specialist and decide if you are in line to be seen by that professional. They will set up a referral for you to see that doctor so that you can get an expert opinion on what is going on with you.
Now you may be thinking that it makes no sense that you have to see two doctors just to get to one of them. The problem is that that is how insurance works in this country. You are going to have to go through this process if you are serious about getting treatment but not paying over the odds. While you may have some small co-pay for each of these visits you have to know that you are not going to have to pay anything more. That is the perk of going through the process in this way, as you let your insurance take care of everything.